Know more. Pay less.

    The mortgage comparison that actually goes deeper.

    See live rates from 40+ UK lenders. Drill into the real max loan each one will give you. Filter by plain-English questions like "will they accept 1 year self-employed?"

    40+
    UK lenders
    11k+
    Lender rules indexed
    Weekly
    Criteria refresh

    *Always up to date — rates refreshed nightly from all supported lenders. Powered by our proprietary product technology.

    RATE LAB · LIVE
    Property price£385,000
    Deposit · 80% LTV£77,000
    Fix for
    Term
    Best rate today
    4.49%
    from Nationwide BS · 80% LTV
    MONTHLY
    £1,710
    on £308,000 loan
    Top 5 · Residential home mover
    1
    N
    Fixed · £1,499 fee
    £1,710/mo4.49%
    Free valuation
    2
    N
    Fixed · £1,495 fee
    £1,717/mo4.53%
    Free valuation
    3
    S
    Fixed · £1,499 fee
    £1,719/mo4.54%
    4
    N
    Fixed · No fee
    £1,724/mo4.57%
    Fee Saver · Free valuation
    5
    N
    Fixed · No fee
    £1,726/mo4.58%
    Fee Saver · Free valuation
    Browse today's best rates by term & type →
    Max loan by lender*
    spread £87k
    Annual income
    £58,000
    Income type
    N
    6.50x
    £377k
    B
    6.00x
    £348k
    L
    6.00x
    £348k
    N
    6.00x
    £348k
    H
    5.50x
    £319k
    H
    5.50x
    £319k
    L
    5.50x
    £319k
    S
    5.50x
    £319k
    C
    5.00x
    £290k
    D
    5.00x
    £290k

    *Based on each lender's maximum loan-to-income multiple. Actual amounts will vary depending on your circumstances.

    Affordability

    The right lender for the amount you need.

    Same income, different lender — the gap can be thousands. The slider gives you a quick read on the top 10 high-street lenders. Run the full check to find the ones that match what you need to borrow — whether you're buying, remortgaging, or releasing equity.

    ~3 min · saves as you go

    40+ lenders · no phone calls · no credit check to compare

    AI Criteria Filter

    Ask in plain English.
    We know who'll say yes.

    Every UK lender has its own quirky rules — accepted income types, credit history, property kinds. We read them all and let you search in plain English. Ask "will they accept 1 year self-employed?" and see who'll say yes.

    11,847
    criteria indexed
    40+
    lender policy docs
    Weekly
    refresh cadence
    Criteria assistantrefreshed weekly
    "I'm self-employed for 1 year"
    How it works

    Three steps. Average four minutes.

    01

    Tell us your numbers

    Property price, deposit, income. 30 seconds, no signup.

    02

    Compare every angle

    Live rates, max loan per lender, AI-checked eligibility — all in one place.

    03

    Apply with confidence

    Hand off to the lender directly, or talk to a broker if you'd prefer. Your call.

    Compare 40+ UK lenders

    Find a better mortgage.
    In four minutes.

    No phone calls. No spam. No credit check to compare. Just rates, real max loans, and AI-checked eligibility.

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    Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.

    Important: The information and tools provided on this website are for informational purposes only and do not constitute financial advice. Whilst every effort has been taken to ensure accuracy, you should seek independent financial advice to ensure your specific circumstances are fully taken into account before committing to any course of action.

    Rates and product terms can change at any time — always verify with the lender before applying. Our calculators provide estimates based on the inputs you give and modelling assumptions; actual lender decisions and figures may differ. Some content on this site, including property and area summaries, is generated with the help of AI and may contain errors — please verify anything material. We link to lender, broker and third-party websites we don't control and aren't responsible for their content.

    How we make money: Free for users. We earn a referral fee from brokers and lenders when you proceed — the amount varies by partner and products taken, and is never paid by you. What we earn never shapes what you see — we're focused on one thing: helping you save on your mortgage.

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