Live mortgage rates

Release cash from your home — specialist second-charge rates, filtered to your equity.

Keep your existing mortgage. Live results from specialist lenders. Updated as the market moves.

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You're comparingSecured loan rates

Secured loan rates

Borrow against a property you own.

Loan Details

What you need the funds for

What do you need the funds for?*

Select all that apply

Property & Loan Information

Property region*

Sets the stamp-duty regime and lender expenditure baselines (e.g. Scotland uses LBTT).

Estimated property value*

Typical range: £100,000 – £1,500,000+

Current mortgage balance*

Your current outstanding balance with your lender

Loan amount required*

Typical range: £10,000 – £500,000

Repayment type*

Loan term*

Typical range: 5–45 years

Personal Details

What stage are you at?*

Are you experiencing financial difficulty?

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What is a Second Charge / Secured Loan?

A second charge mortgage (also known as a secured loan) lets you borrow against the equity in your property without disturbing your existing mortgage. It sits behind your first mortgage and uses your property as security.

Keep your existing mortgage rate

Avoid early repayment charges

Borrow for almost any purpose

Fixed or variable rate options

Secured Loan & Second Charge Mortgage Rates