Islamic Product Transfer Guide 2026
Your complete mortgage journey — every stage, every party, every document. Select your journey below and click any stage to learn more.
Written and reviewed by Sophie Harrison · Page last reviewed 8 April 2026
What are you doing?
What type?
Islamic / Sharia finance › Remortgage › Same provider
Click any stage to learn more
Sourcing & research
Review the market: rates, criteria, affordability.
You research lenders and products — rates, fees, LTV tiers, and criteria eligibility. Compare your existing lender's retention rates against the whole market before deciding to stay. An affordability sense-check at this stage sets realistic expectations before any formal approach. Mortgage Compare models this for you across 40+ lenders instantly.
Product selection
Choose your new rate — fixed, tracker, or variable — and term length.
Switch application
Simple switch with your existing lender. No full underwriting in most cases.
New rate live
New product starts on your existing mortgage. No disruption.