Pricing

    Completely free for customers. Always.

    100% Free for Users

    Using Mortgage Compare costs you absolutely nothing. No hidden fees, no subscription charges, no premium tiers. Our comprehensive mortgage comparison and AI-powered tools are completely free for all customers.

    £0
    Forever

    How We Generate Income

    Our business model is simple and transparent. We earn revenue through referral partnerships with lenders and mortgage brokers when customers successfully complete applications through our platform.

    Important: You never pay us directly

    • • We receive a percentage of our partner's income only when you successfully secure a mortgage
    • • This commission is paid by the lender or broker, never by you
    • • Our partners already budget for these costs - they don't increase your rates or fees
    • • We only get paid when you get the mortgage you need

    Our Interests Are Aligned With Yours

    Why This Model Works

    • We only succeed when you find the right mortgage
    • We're incentivized to show you the best deals
    • We want to build long-term trust with our users
    • Our reputation depends on customer satisfaction

    What This Means for You

    • No pressure to choose expensive products
    • We focus on finding you the lowest rates
    • Transparent recommendations based on your needs
    • No hidden agenda or commissioned sales tactics

    Why We Require Account Registration

    To provide our advanced AI-powered mortgage comparison tools, we require users to create a free account and log in. Here's why:

    Managing AI Costs

    • Our AI analysis uses advanced language models that have usage costs
    • Account registration helps us manage these costs responsibly
    • Prevents abuse and ensures service availability for genuine users

    Better User Experience

    • Save your searches and mortgage applications
    • Personalized recommendations based on your profile
    • Track your mortgage journey in one place

    Registration is quick and free: Takes less than 30 seconds and requires only basic information. No credit checks, no financial commitments.

    Our Commitment to Transparency

    No Hidden Fees

    What you see is what you get. No surprise charges, no premium features locked behind paywalls.

    Partner Disclosure

    We clearly identify our lending partners and always disclose when we earn referral income.

    Customer First

    Our algorithms prioritize the best deals for you, not the highest commission for us.

    Questions About Our Pricing?

    We believe in complete transparency about how we operate. If you have any questions about our business model or how we generate income, we're happy to explain.

    Contact us: customercontact@mortgage-compare.uk

    © 2026 Mortgage Compare. All rights reserved.

    Mortgage-Compare is a trading name of COMPARE FINANCE TECH LTD.

    Some investment mortgage contracts are not regulated by the Financial Conduct Authority.

    COMPARE FINANCE TECH LTD is registered in England and Wales (Number 16649525) and Registered Office at 128 City Road, London, United Kingdom, EC1V 2NX. COMPARE FINANCE TECH LTD is registered with the ICO under reference ZB959426

    Your property may be repossessed if you do not keep up repayments on a mortgage or any debt secured on it.

    Important: The information and tools provided on this website are for informational purposes only and do not constitute financial advice. Whilst every effort has been taken to ensure accuracy, you should seek independent financial advice to ensure your specific circumstances are fully taken into account before committing to any course of action.

    Rates and product terms can change at any time — always verify with the lender before applying. Our calculators provide estimates based on the inputs you give and modelling assumptions; actual lender decisions and figures may differ. Some content on this site, including property and area summaries, is generated with the help of AI and may contain errors — please verify anything material. We link to lender, broker and third-party websites we don't control and aren't responsible for their content.

    How we make money: Free for users. We earn a referral fee from brokers and lenders when you proceed — the amount varies by partner and products taken, and is never paid by you. What we earn never shapes what you see — we're focused on one thing: helping you save on your mortgage.

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